{"id":456,"date":"2025-08-04T03:01:53","date_gmt":"2025-08-04T03:01:53","guid":{"rendered":"https:\/\/mymilitaryrealestateagent.com\/?page_id=456"},"modified":"2025-08-13T02:21:22","modified_gmt":"2025-08-13T02:21:22","slug":"va-loan-guide-for-military-buyers","status":"publish","type":"page","link":"https:\/\/mymilitaryrealestateagent.com\/?page_id=456","title":{"rendered":"VA Loan Guide for Military Buyers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"456\" class=\"elementor elementor-456\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56a4559 e-flex e-con-boxed e-con e-parent\" data-id=\"56a4559\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c90445 elementor-widget elementor-widget-heading\" data-id=\"7c90445\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">VA Loans Made Simple<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157e02f elementor-widget elementor-widget-text-editor\" data-id=\"157e02f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The VA Loan Advantage &#8211; Explained by a Sailor, for Sailors<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf51105 elementor-widget elementor-widget-text-editor\" data-id=\"bf51105\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>24+ years of active duty. Multiple PCS moves.\u00a0<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ca2885 elementor-widget elementor-widget-heading\" data-id=\"2ca2885\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Use Your VA Loan Benefit?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c404563 elementor-widget elementor-widget-text-editor\" data-id=\"c404563\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1704\" data-end=\"1734\"><p data-start=\"1706\" data-end=\"1734\"><strong>\u2705 $0 Down Payment Required<\/strong><\/p><\/li><li data-start=\"1737\" data-end=\"1778\"><p data-start=\"1739\" data-end=\"1778\"><strong>\u2705 No Private Mortgage Insurance (PMI)<\/strong><\/p><\/li><li data-start=\"1781\" data-end=\"1813\"><p data-start=\"1783\" data-end=\"1813\"><strong>\u2705 Lower Interest Rates<\/strong><\/p><\/li><li data-start=\"1816\" data-end=\"1843\"><p data-start=\"1818\" data-end=\"1843\"><strong>\u2705 Limited Closing Costs<\/strong><\/p><\/li><li data-start=\"1816\" data-end=\"1843\"><p data-start=\"1818\" data-end=\"1843\"><strong>\u2705 Flexible Credit Guidelines<\/strong><\/p><\/li><li data-start=\"1881\" data-end=\"1903\"><p data-start=\"1883\" data-end=\"1903\"><strong>\u2705 Reusable Benefit<\/strong><\/p><\/li><li data-start=\"1906\" data-end=\"1931\"><p data-start=\"1908\" data-end=\"1931\"><strong>\u2705 No Prepayment Penalty<\/strong><\/p><\/li><\/ul><ul><li data-start=\"1906\" data-end=\"1931\"><p data-start=\"1908\" data-end=\"1931\"><strong>\u2705 Just Your Path to Homeownership<\/strong><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e7576d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5e7576d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mymilitaryrealestateagent.com\/wp-content\/uploads\/2025\/08\/VA-Loan-Checklist-Praxedes@broadsight.net_.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get My VA Loan Checklist<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68cb897 e-flex e-con-boxed e-con e-parent\" data-id=\"68cb897\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba80aa2 elementor-widget elementor-widget-spacer\" data-id=\"ba80aa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dca230 elementor-widget elementor-widget-heading\" data-id=\"8dca230\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">VA Loan Basics (Clear and Simple)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c19d6 elementor-widget elementor-widget-text-editor\" data-id=\"26c19d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"395\" data-end=\"419\">What is the VA Loan?<\/strong><br data-start=\"419\" data-end=\"422\" \/>The VA loan is one of your most powerful military benefits. Backed by the U.S. Department of Veterans Affairs, it allows eligible service members, veterans, and certain surviving spouses to buy a home with <strong data-start=\"628\" data-end=\"647\">$0 down payment<\/strong>, <strong data-start=\"649\" data-end=\"688\">no private mortgage insurance (PMI)<\/strong>, and <strong data-start=\"694\" data-end=\"724\">competitive interest rates<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c4d231 elementor-widget elementor-widget-video\" data-id=\"5c4d231\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ede54a e-flex e-con-boxed e-con e-parent\" data-id=\"1ede54a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c363bce elementor-widget elementor-widget-spacer\" data-id=\"c363bce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c388ace elementor-widget elementor-widget-heading\" data-id=\"c388ace\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility Requirements<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4aec47 elementor-widget elementor-widget-text-editor\" data-id=\"d4aec47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"798\" data-end=\"876\">You may be eligible if you meet one of these:<\/p><ul data-start=\"877\" data-end=\"1146\"><li data-start=\"877\" data-end=\"952\"><p data-start=\"879\" data-end=\"952\">Active duty service member with at least 90 continuous days of service.<\/p><\/li><li data-start=\"953\" data-end=\"1016\"><p data-start=\"955\" data-end=\"1016\">Veteran who meets minimum active duty service requirements.<\/p><\/li><li data-start=\"1017\" data-end=\"1115\"><p data-start=\"1019\" data-end=\"1115\">National Guard or Reserve member with at least 6 years of service (or activated for 90+ days).<\/p><\/li><li data-start=\"1116\" data-end=\"1146\"><p data-start=\"1118\" data-end=\"1146\">Certain surviving spouses.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7905709 elementor-widget elementor-widget-video\" data-id=\"7905709\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7222e7e e-flex e-con-boxed e-con e-parent\" data-id=\"7222e7e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56f0700 elementor-widget elementor-widget-spacer\" data-id=\"56f0700\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4a1027 elementor-widget elementor-widget-heading\" data-id=\"b4a1027\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why It Beats Conventional Loans<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26237bf elementor-widget elementor-widget-text-editor\" data-id=\"26237bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1256\" data-end=\"1314\"><p data-start=\"1258\" data-end=\"1314\"><strong data-start=\"1258\" data-end=\"1277\">$0 Down Payment<\/strong> \u2013 Keep your cash for PCS expenses.<\/p><\/li><li data-start=\"1315\" data-end=\"1357\"><p data-start=\"1317\" data-end=\"1357\"><strong data-start=\"1317\" data-end=\"1327\">No PMI<\/strong> \u2013 Save hundreds each month.<\/p><\/li><li data-start=\"1358\" data-end=\"1447\"><p data-start=\"1360\" data-end=\"1447\"><strong data-start=\"1360\" data-end=\"1384\">Lower Interest Rates<\/strong> \u2013 VA-backed loans often have better rates than conventional<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d70efff e-flex e-con-boxed e-con e-parent\" data-id=\"d70efff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b0c6b3 elementor-widget elementor-widget-heading\" data-id=\"5b0c6b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Common Misconceptions &amp; Truths<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d58a40 elementor-widget elementor-widget-text-editor\" data-id=\"3d58a40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"1638\" data-end=\"1791\"><strong data-start=\"1638\" data-end=\"1647\">Myth:<\/strong> <em data-start=\"1648\" data-end=\"1684\">You can only use the VA loan once.<\/em><br data-start=\"1684\" data-end=\"1687\" \/><strong data-start=\"1687\" data-end=\"1697\">Truth:<\/strong> You can use it multiple times\u2014even keep one home and buy another using partial entitlement.<\/p><p data-start=\"1793\" data-end=\"1956\"><strong data-start=\"1793\" data-end=\"1802\">Myth:<\/strong> <em data-start=\"1803\" data-end=\"1840\">You need perfect credit to qualify.<\/em><br data-start=\"1840\" data-end=\"1843\" \/><strong data-start=\"1843\" data-end=\"1853\">Truth:<\/strong> VA loans are more flexible than conventional loans. Past credit challenges don\u2019t always mean denial.<\/p><p data-start=\"1958\" data-end=\"2114\"><strong data-start=\"1958\" data-end=\"1967\">Myth:<\/strong> <em data-start=\"1968\" data-end=\"2000\">VA loans take longer to close.<\/em><br data-start=\"2000\" data-end=\"2003\" \/><strong data-start=\"2003\" data-end=\"2013\">Truth:<\/strong> With an experienced VA lender and agent, VA loans can close just as quickly as conventional loans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc690f0 elementor-widget elementor-widget-video\" data-id=\"dc690f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19c9110 e-flex e-con-boxed e-con e-parent\" data-id=\"19c9110\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55421c2 elementor-widget elementor-widget-spacer\" data-id=\"55421c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb247a elementor-widget elementor-widget-heading\" data-id=\"bdb247a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step by Step Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb9e6f0 elementor-widget elementor-widget-text-editor\" data-id=\"bb9e6f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol data-start=\"2516\" data-end=\"2959\"><li data-start=\"2516\" data-end=\"2599\"><p data-start=\"2519\" data-end=\"2599\"><strong data-start=\"2519\" data-end=\"2540\">Check Eligibility<\/strong> \u2013 Get your Certificate of Eligibility (COE) from the VA.<\/p><\/li><li data-start=\"2600\" data-end=\"2662\"><p data-start=\"2603\" data-end=\"2662\"><strong data-start=\"2603\" data-end=\"2623\">Get Pre-Approved<\/strong> \u2013 Work with a VA-experienced lender.<\/p><\/li><li data-start=\"2663\" data-end=\"2756\"><p data-start=\"2666\" data-end=\"2756\"><strong data-start=\"2666\" data-end=\"2680\">House Hunt<\/strong> \u2013 Choose VA-eligible homes that meet MPR (Minimum Property Requirements).<\/p><\/li><li data-start=\"2757\" data-end=\"2837\"><p data-start=\"2760\" data-end=\"2837\"><strong data-start=\"2760\" data-end=\"2777\">Make an Offer<\/strong> \u2013 Negotiate price &amp; seller concessions for closing costs.<\/p><\/li><li data-start=\"2838\" data-end=\"2902\"><p data-start=\"2841\" data-end=\"2902\"><strong data-start=\"2841\" data-end=\"2857\">VA Appraisal<\/strong> \u2013 Confirms the home\u2019s value and condition.<\/p><\/li><li data-start=\"2903\" data-end=\"2959\"><p data-start=\"2906\" data-end=\"2959\"><strong data-start=\"2906\" data-end=\"2921\">Closing Day<\/strong> \u2013 Sign, get your keys, and move in.<\/p><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ceda9f6 elementor-widget elementor-widget-video\" data-id=\"ceda9f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4edb1c6 e-flex e-con-boxed e-con e-parent\" data-id=\"4edb1c6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6013e1 elementor-widget elementor-widget-spacer\" data-id=\"e6013e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9bea0e elementor-widget elementor-widget-heading\" data-id=\"f9bea0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Smart Sailor Tips<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22897e3 elementor-widget elementor-widget-text-editor\" data-id=\"22897e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"2805\" data-end=\"2979\"><p data-start=\"2807\" data-end=\"2979\"><strong data-start=\"2807\" data-end=\"2837\">Use Your BAH Strategically<\/strong> \u2013 Your Basic Allowance for Housing can often cover your mortgage, taxes, and insurance.<br data-start=\"2925\" data-end=\"2928\" \/><br \/><\/p><\/li><li data-start=\"2981\" data-end=\"3172\"><p data-start=\"2983\" data-end=\"3172\"><strong data-start=\"2983\" data-end=\"3022\">Negotiate Seller-Paid Closing Costs<\/strong> \u2013 The VA allows sellers to pay certain closing costs, saving you thousands. I&#8217;ll strategize the offer to minimize your payment portion.\u00a0<br data-start=\"3098\" data-end=\"3101\" \/><br \/><\/p><\/li><li data-start=\"3174\" data-end=\"3340\"><p data-start=\"3176\" data-end=\"3340\"><strong data-start=\"3176\" data-end=\"3198\">Funding Fee Waiver<\/strong> \u2013 If you have a VA disability rating, you may be exempt from the VA funding fee.<br data-start=\"3279\" data-end=\"3282\" \/><br \/><\/p><\/li><li data-start=\"3342\" data-end=\"3547\"><p data-start=\"3344\" data-end=\"3547\"><strong data-start=\"3344\" data-end=\"3367\">Buying Sight Unseen<\/strong> \u2013 I purchased my home in Chesapeake, VA <strong data-start=\"3408\" data-end=\"3439\">while stationed in Great Lakes, IL<\/strong>\u00a0\u2014 without ever stepping inside before closing. I can guide you through that same process with confidence.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bb4f34 elementor-widget elementor-widget-video\" data-id=\"6bb4f34\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a581e0 e-flex e-con-boxed e-con e-parent\" data-id=\"5a581e0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a592066 elementor-widget elementor-widget-spacer\" data-id=\"a592066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f64ae7 elementor-widget elementor-widget-heading\" data-id=\"6f64ae7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">OCONUS &amp; PCS Buying<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00208e1 elementor-widget elementor-widget-text-editor\" data-id=\"00208e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3585\" data-end=\"3757\"><strong data-start=\"3585\" data-end=\"3621\">Buying While Stationed Elsewhere<\/strong><br data-start=\"3621\" data-end=\"3624\" \/>You don\u2019t have to be in Virginia to buy in Virginia. Whether you\u2019re across the country or deployed, it can be done smoothly if you:<\/p><ul data-start=\"3758\" data-end=\"3966\"><li data-start=\"3758\" data-end=\"3809\"><p data-start=\"3760\" data-end=\"3809\">Partner with a VA-friendly agent (\u2705 That\u2019s me).<\/p><\/li><li data-start=\"3810\" data-end=\"3846\"><p data-start=\"3812\" data-end=\"3846\">Get detailed video walkthroughs.<\/p><\/li><li data-start=\"3847\" data-end=\"3888\"><p data-start=\"3849\" data-end=\"3888\">Use secure digital signing platforms.<\/p><\/li><li data-start=\"3889\" data-end=\"3966\"><p data-start=\"3891\" data-end=\"3966\">Coordinate with lenders who understand military timelines and time zones.<\/p><\/li><li data-start=\"3889\" data-end=\"3966\">For complete move planning, check out my <strong data-start=\"4082\" data-end=\"4108\">Ultimate PCS Checklist<\/strong> \u2014 available free right here on my site<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12154d9 elementor-widget elementor-widget-video\" data-id=\"12154d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=XHOmBV4js_E&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b7eb56 e-flex e-con-boxed e-con e-parent\" data-id=\"5b7eb56\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfbe607 elementor-widget elementor-widget-spacer\" data-id=\"bfbe607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c01089 elementor-widget elementor-widget-heading\" data-id=\"6c01089\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\ud83d\udce5 Request Your Free VA Loan Game Plan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25074e7 elementor-widget elementor-widget-text-editor\" data-id=\"25074e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>I\u2019ll create a custom buying plan for your duty station and send you my trusted VA lender list.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a86815a elementor-widget elementor-widget-text-editor\" data-id=\"a86815a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"4500\" data-end=\"4512\">Promise:<\/strong><br data-start=\"4512\" data-end=\"4515\" \/>When you submit this form, you\u2019ll get:<br data-start=\"4554\" data-end=\"4557\" \/>1\ufe0f\u20e3 A VA Loan Game Plan customized for your situation.<br data-start=\"4611\" data-end=\"4614\" \/>2\ufe0f\u20e3 My personal list of VA lenders who work exceptionally well with military buyers in Hampton Roads.<br data-start=\"4715\" data-end=\"4718\" \/>3\ufe0f\u20e3 Tips to combine your VA loan benefits with my $1,000 First-Time Military Buyer Program.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b5d756 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1b5d756\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mymilitaryrealestateagent.com\/?page_id=497\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send My VA Loan Plan<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5739fceb e-flex e-con-boxed e-con e-parent\" data-id=\"5739fceb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26bfee90 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"26bfee90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mymilitaryrealestateagent.com\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Back to Home<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c483731 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3c483731\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-left\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M8 256c0 137 111 248 248 248s248-111 248-248S393 8 256 8 8 119 8 256zm448 0c0 110.5-89.5 200-200 200S56 366.5 56 256 145.5 56 256 56s200 89.5 200 200zm-72-20v40c0 6.6-5.4 12-12 12H256v67c0 10.7-12.9 16-20.5 8.5l-99-99c-4.7-4.7-4.7-12.3 0-17l99-99c7.6-7.6 20.5-2.2 20.5 8.5v67h116c6.6 0 12 5.4 12 12z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>VA Loans Made Simple The VA Loan Advantage &#8211; Explained by a Sailor, for Sailors 24+ years of active duty. Multiple PCS moves.\u00a0 Why Use Your VA Loan Benefit? \u2705 $0 Down Payment Required \u2705 No Private Mortgage Insurance (PMI) \u2705 Lower Interest Rates \u2705 Limited Closing Costs \u2705 Flexible Credit Guidelines \u2705 Reusable Benefit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-456","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/pages\/456","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=456"}],"version-history":[{"count":5,"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/pages\/456\/revisions"}],"predecessor-version":[{"id":563,"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=\/wp\/v2\/pages\/456\/revisions\/563"}],"wp:attachment":[{"href":"https:\/\/mymilitaryrealestateagent.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=456"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}